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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,322 | $106,280-82.8% | $96,538-81.0% | $139,487-86.9% |
| Participation rate | 47.1% | 77.8%-30.8pp | 74.3%-27.3pp | 80.3%-33.3pp |
| Annual return | 11.92% | 38.48%-26.6pp | 35.74%-23.8pp | 373.84%-361.9pp |
| Employer contribution / active EE | $1,522 | $4,107-62.9% | $3,740-59.3% | $4,755-68.0% |
| Participant deferral / active EE | $1,781 | $5,457-67.4% | $4,880-63.5% | $6,713-73.5% |
| Admin fee / account holder | $4,790 | $7,888-39.3% | $6,737-28.9% | $11,407-58.0% |