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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,982 | $91,198+192.8% | $178,503+49.6% | $79,856+234.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 13.78% | 24.20%-10.4pp | 151.12%-137.3pp | 31.71%-17.9pp |
| Employer contribution / active EE | $5,985 | $3,257+83.8% | $5,011+19.4% | $2,471+142.2% |
| Participant deferral / active EE | $12,047 | $3,237+272.2% | $5,202+131.6% | $3,741+222.1% |
| Admin fee / account holder | $2,004 | $6,748-70.3% | $13,987-85.7% | $5,306-62.2% |