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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,523 | $81,276+243.9% | $155,574+79.7% | $80,925+245.4% |
| Participation rate | 92.9% | 66.2%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 14.85% | 33.36%-18.5pp | 64.87%-50.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $6,212 | $3,103+100.2% | $4,676+32.8% | $2,756+125.4% |
| Participant deferral / active EE | $11,704 | $3,453+239.0% | $5,629+107.9% | $4,299+172.3% |
| Admin fee / account holder | $20,844 | $7,993+160.8% | $15,914+31.0% | $6,940+200.3% |