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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,869 | $76,407+335.7% | $150,298+121.5% | $82,448+303.7% |
| Participation rate | 96.2% | 66.4%+29.8pp | 77.8%+18.4pp | 68.1%+28.1pp |
| Annual return | 15.54% | 39.99%-24.5pp | 62.79%-47.2pp | 41.64%-26.1pp |
| Employer contribution / active EE | $6,605 | $2,614+152.7% | $4,154+59.0% | $2,551+158.9% |
| Participant deferral / active EE | $12,361 | $3,214+284.5% | $5,453+126.7% | $4,139+198.6% |
| Admin fee / account holder | $35,084 | $6,352+452.3% | $14,116+148.5% | $7,234+385.0% |