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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,228 | $124,346-55.6% | $111,306-50.4% | $167,553-67.0% |
| Participation rate | 56.5% | 79.6%-23.1pp | 77.3%-20.8pp | 82.1%-25.6pp |
| Annual return | 28.36% | 37.46%-9.1pp | 54.67%-26.3pp | 478.89%-450.5pp |
| Employer contribution / active EE | $1,834 | $3,438-46.7% | $2,732-32.9% | $4,840-62.1% |
| Participant deferral / active EE | $3,562 | $5,182-31.3% | $4,488-20.6% | $6,343-43.8% |
| Admin fee / account holder | $2,109 | $10,623-80.1% | $7,966-73.5% | $12,316-82.9% |