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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,653 | $104,098-15.8% | $140,514-37.6% | $94,015-6.8% |
| Participation rate | 55.2% | 73.7%-18.5pp | 77.8%-22.6pp | 70.8%-15.6pp |
| Annual return | 8.56% | 15.14%-6.6pp | 14.36%-5.8pp | 17.84%-9.3pp |
| Employer contribution / active EE | $1,987 | $2,388-16.8% | $3,378-41.2% | $2,790-28.8% |
| Participant deferral / active EE | $4,175 | $4,033+3.5% | $4,919-15.1% | $4,249-1.7% |
| Admin fee / account holder | $278 | $10,439-97.3% | $13,697-98.0% | $8,951-96.9% |