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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,653 | $95,404-8.1% | $113,397-22.7% | $82,637+6.1% |
| Participation rate | 55.2% | 72.8%-17.6pp | 76.5%-21.3pp | 68.1%-12.9pp |
| Annual return | 8.56% | 19.08%-10.5pp | 23.20%-14.6pp | 53.51%-44.9pp |
| Employer contribution / active EE | $1,987 | $2,307-13.9% | $2,977-33.3% | $2,552-22.1% |
| Participant deferral / active EE | $4,175 | $4,220-1.1% | $5,076-17.8% | $4,126+1.2% |
| Admin fee / account holder | $278 | $9,168-97.0% | $11,957-97.7% | $7,339-96.2% |