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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,653 | $95,453-8.2% | $112,040-21.8% | $82,448+6.3% |
| Participation rate | 55.2% | 72.8%-17.6pp | 76.5%-21.3pp | 68.1%-12.9pp |
| Annual return | 8.56% | 23.92%-15.4pp | 24.52%-16.0pp | 41.64%-33.1pp |
| Employer contribution / active EE | $1,987 | $2,318-14.3% | $2,954-32.7% | $2,551-22.1% |
| Participant deferral / active EE | $4,175 | $4,224-1.1% | $5,098-18.1% | $4,139+0.9% |
| Admin fee / account holder | $278 | $9,013-96.9% | $12,098-97.7% | $7,234-96.2% |