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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,205 | $85,766-47.3% | $136,298-66.8% | $70,126-35.5% |
| Participation rate | 58.9% | 74.2%-15.2pp | 81.9%-23.0pp | 69.5%-10.6pp |
| Annual return | 15.88% | 31.46%-15.6pp | 5156.27%-5140.4pp | 73.15%-57.3pp |
| Employer contribution / active EE | $1,776 | $2,966-40.1% | $4,696-62.2% | $2,343-24.2% |
| Participant deferral / active EE | $3,511 | $5,051-30.5% | $6,247-43.8% | $3,332+5.4% |
| Admin fee / account holder | $2,194 | $5,421-59.5% | $9,244-76.3% | $4,645-52.8% |