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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,090 | $106,247-80.2% | $96,515-78.1% | $139,466-84.9% |
| Participation rate | 42.1% | 77.8%-35.7pp | 74.3%-32.2pp | 80.3%-38.2pp |
| Annual return | 19.35% | 38.47%-19.1pp | 35.73%-16.4pp | 373.66%-354.3pp |
| Employer contribution / active EE | $549 | $4,106-86.6% | $3,740-85.3% | $4,754-88.4% |
| Participant deferral / active EE | $1,584 | $5,456-71.0% | $4,880-67.5% | $6,712-76.4% |
| Admin fee / account holder | $236 | $7,885-97.0% | $6,735-96.5% | $11,409-97.9% |