See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK2+ years Service code 15 · EIN 24-0756925 | Recordkeeping | $16,566 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,086 | $23,385-78.3% | $69,182-92.6% | $57,658-91.2% |
| Participation rate | 23.6% | 37.9%-14.3pp | 55.1%-31.5pp | 70.2%-46.6pp |
| Annual return | 7.71% | -659.34%+667.1pp | -21.93%+29.6pp | 5.13%+2.6pp |
| Employer contribution / active EE | $112 | $422-73.6% | $1,206-90.7% | $1,974-94.3% |
| Participant deferral / active EE | $368 | $843-56.3% | $1,897-80.6% | $3,061-88.0% |
| Admin fee / account holder | $46 | $82-43.5% | $2,697-98.3% | $95-50.9% |