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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,438 | $165,399+95.6% | $149,745+116.0% | $158,982+103.4% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 6.95% | 348.34%-341.4pp | 276.72%-269.8pp | 302.99%-296.0pp |
| Employer contribution / active EE | $2,778 | $5,105-45.6% | $4,646-40.2% | $4,763-41.7% |
| Participant deferral / active EE | $10,841 | $7,183+50.9% | $6,843+58.4% | $5,983+81.2% |
| Admin fee / account holder | $103,425 | $10,811+856.7% | $9,312+1010.7% | $11,252+819.2% |