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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,959 | $165,361-56.5% | $149,715-51.9% | $158,950-54.7% |
| Participation rate | 76.2% | 84.6%-8.4pp | 82.5%-6.3pp | 82.0%-5.8pp |
| Annual return | 13.60% | 348.24%-334.6pp | 276.66%-263.1pp | 302.91%-289.3pp |
| Employer contribution / active EE | $2,784 | $5,103-45.5% | $4,645-40.1% | $4,762-41.5% |
| Participant deferral / active EE | $3,851 | $7,182-46.4% | $6,842-43.7% | $5,983-35.6% |
| Admin fee / account holder | $1,118 | $10,808-89.7% | $9,310-88.0% | $11,248-90.1% |