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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,449 | $156,398-28.1% | $147,318-23.7% | $138,895-19.0% |
| Participation rate | 57.9% | 83.8%-25.9pp | 82.1%-24.2pp | 79.9%-22.0pp |
| Annual return | 13.67% | 78.75%-65.1pp | 70.43%-56.8pp | 145.39%-131.7pp |
| Employer contribution / active EE | $2,512 | $4,853-48.3% | $4,593-45.3% | $4,194-40.1% |
| Participant deferral / active EE | $2,578 | $8,237-68.7% | $7,906-67.4% | $6,396-59.7% |
| Admin fee / account holder | $23,474 | $14,976+56.7% | $13,708+71.2% | $12,562+86.9% |