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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,449 | $154,228-27.1% | $145,433-22.7% | $137,256-18.1% |
| Participation rate | 57.9% | 83.8%-25.9pp | 82.1%-24.2pp | 80.0%-22.1pp |
| Annual return | 13.67% | 74.59%-60.9pp | 66.58%-52.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $2,512 | $4,804-47.7% | $4,554-44.9% | $4,156-39.6% |
| Participant deferral / active EE | $2,578 | $8,216-68.6% | $7,897-67.4% | $6,407-59.8% |
| Admin fee / account holder | $23,474 | $14,344+63.7% | $13,129+78.8% | $12,270+91.3% |