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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,446 | $54,541+188.7% | $78,778+99.9% | $70,126+124.5% |
| Participation rate | 92.1% | 60.8%+31.3pp | 69.2%+22.9pp | 69.5%+22.6pp |
| Annual return | 10.10% | 21.07%-11.0pp | 35.62%-25.5pp | 73.15%-63.1pp |
| Employer contribution / active EE | $5,359 | $1,089+392.3% | $1,986+169.9% | $2,343+128.8% |
| Participant deferral / active EE | $4,448 | $2,210+101.2% | $2,958+50.3% | $3,332+33.5% |
| Admin fee / account holder | $5,104 | $3,709+37.6% | $5,134-0.6% | $4,645+9.9% |