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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,158 | $47,479+37.2% | $62,929+3.5% | $82,448-21.0% |
| Participation rate | 90.6% | 66.9%+23.8pp | 73.1%+17.5pp | 68.1%+22.6pp |
| Annual return | 12.89% | 20.34%-7.5pp | 1063.93%-1051.0pp | 41.64%-28.8pp |
| Employer contribution / active EE | $3,936 | $1,885+108.7% | $2,505+57.1% | $2,551+54.3% |
| Participant deferral / active EE | $6,583 | $2,870+129.3% | $3,888+69.3% | $4,139+59.0% |
| Admin fee / account holder | $2,813 | $3,804-26.0% | $5,065-44.5% | $7,234-61.1% |