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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,908 | $129,960-91.6% | $104,299-89.5% | $134,545-91.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -30.70% | 42.06%-72.8pp | 24.62%-55.3pp | 418.37%-449.1pp |
| Employer contribution / active EE | $4,163 | $4,186-0.6% | $3,373+23.4% | $4,742-12.2% |
| Participant deferral / active EE | $7,201 | $5,589+28.8% | $4,626+55.7% | $6,401+12.5% |
| Admin fee / account holder | $2,444 | $9,324-73.8% | $7,339-66.7% | $11,431-78.6% |