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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,887 | $127,790+115.9% | $106,554+158.9% | $167,553+64.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 9.17% | 33.88%-24.7pp | 26.80%-17.6pp | 478.89%-469.7pp |
| Employer contribution / active EE | $6,636 | $3,427+93.6% | $2,819+135.4% | $4,840+37.1% |
| Participant deferral / active EE | $6,412 | $5,088+26.0% | $4,398+45.8% | $6,343+1.1% |
| Admin fee / account holder | $7,987 | $11,231-28.9% | $7,408+7.8% | $12,316-35.2% |