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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,994 | $106,247+35.5% | $96,515+49.2% | $139,466+3.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.38% | 38.47%-21.1pp | 35.73%-18.3pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,441 | $4,106-16.2% | $3,740-8.0% | $4,754-27.6% |
| Participant deferral / active EE | $11,733 | $5,456+115.1% | $4,880+140.4% | $6,712+74.8% |
| Admin fee / account holder | $617 | $7,885-92.2% | $6,735-90.8% | $11,409-94.6% |