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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,802 | $157,304-27.7% | $141,197-19.4% | $152,909-25.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 20.31% | 64.34%-44.0pp | 71.41%-51.1pp | 345.46%-325.2pp |
| Employer contribution / active EE | $5,373 | $5,263+2.1% | $4,736+13.5% | $4,764+12.8% |
| Participant deferral / active EE | $1,353 | $7,111-81.0% | $6,710-79.8% | $5,851-76.9% |
| Admin fee / account holder | $10,793 | $12,126-11.0% | $10,265+5.1% | $11,601-7.0% |