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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,702 | $76,519+73.4% | $56,025+136.9% | $145,897-9.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.28% | 3017.03%-3003.7pp | 1712.69%-1699.4pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,517 | $1,383+9.7% | $1,042+45.7% | $4,663-67.5% |
| Participant deferral / active EE | $6,423 | $2,624+144.7% | $1,955+228.6% | $6,689-4.0% |
| Admin fee / account holder | $307 | $3,331-90.8% | $2,828-89.2% | $13,390-97.7% |