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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,698 | $67,823+164.9% | $52,425+242.8% | $137,256+30.9% |
| Participation rate | 75.0% | 63.9%+11.1pp | 55.6%+19.4pp | 80.0%-5.0pp |
| Annual return | 14.72% | 219.11%-204.4pp | 302.12%-287.4pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,361 | $1,163+17.0% | $914+48.9% | $4,156-67.3% |
| Participant deferral / active EE | $6,218 | $2,288+171.8% | $1,790+247.3% | $6,407-2.9% |
| Admin fee / account holder | $2,959 | $2,844+4.0% | $2,495+18.6% | $12,270-75.9% |