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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,145 | $142,409+40.5% | $119,634+67.3% | $134,545+48.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -8.51% | -12.46%+3.9pp | -14.98%+6.5pp | 418.37%-426.9pp |
| Employer contribution / active EE | $10,449 | $5,224+100.0% | $4,232+146.9% | $4,742+120.4% |
| Participant deferral / active EE | $9,479 | $6,468+46.6% | $5,601+69.2% | $6,401+48.1% |
| Admin fee / account holder | $1,323 | $13,594-90.3% | $10,329-87.2% | $11,431-88.4% |