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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,749 | $73,978-49.0% | $96,515-60.9% | $75,173-49.8% |
| Participation rate | 83.3% | 66.4%+16.9pp | 74.3%+9.0pp | 67.2%+16.1pp |
| Annual return | 16.73% | 26.72%-10.0pp | 35.73%-19.0pp | 160.72%-144.0pp |
| Employer contribution / active EE | $911 | $2,931-68.9% | $3,740-75.6% | $2,671-65.9% |
| Participant deferral / active EE | $1,709 | $3,660-53.3% | $4,880-65.0% | $4,126-58.6% |
| Admin fee / account holder | $547 | $5,219-89.5% | $6,735-91.9% | $5,651-90.3% |