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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,941 | $77,677-51.2% | $109,188-65.3% | $79,389-52.2% |
| Participation rate | 100.0% | 67.8%+32.2pp | 75.9%+24.1pp | 70.7%+29.3pp |
| Annual return | 17.72% | 23.44%-5.7pp | 25.76%-8.0pp | 116.89%-99.2pp |
| Employer contribution / active EE | $2,779 | $2,798-0.7% | $3,723-25.3% | $2,428+14.5% |
| Participant deferral / active EE | $5,254 | $3,517+49.4% | $4,654+12.9% | $4,046+29.9% |
| Admin fee / account holder | $992 | $732+35.4% | $6,755-85.3% | $626+58.4% |