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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,476 | $198,457-38.8% | $170,435-28.7% | $147,586-17.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.51% | 257.30%-240.8pp | 205.94%-189.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $5,596 | $6,183-9.5% | $5,432+3.0% | $4,876+14.8% |
| Participant deferral / active EE | $7,371 | $5,629+30.9% | $4,939+49.2% | $5,439+35.5% |
| Admin fee / account holder | $4,809 | $16,852-71.5% | $13,881-65.4% | $10,886-55.8% |