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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,202 | $114,093+8.9% | $96,171+29.1% | $167,536-25.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.89% | 190.00%-175.1pp | 192.04%-177.2pp | 478.82%-463.9pp |
| Employer contribution / active EE | $1,886 | $3,429-45.0% | $2,799-32.6% | $4,839-61.0% |
| Participant deferral / active EE | $4,212 | $5,197-18.9% | $4,350-3.2% | $6,342-33.6% |
| Admin fee / account holder | $2,892 | $6,899-58.1% | $5,538-47.8% | $12,315-76.5% |