See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $11,784 |
KESTRA INVESTMENT SERVICES LLC1+ years Service code 49 · EIN 74-2794194 | Other Services | $8,844 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,396 | $32,425+6.1% | $74,583-53.9% | $55,167-37.7% |
| Participation rate | 43.1% | 54.0%-10.9pp | 68.1%-25.0pp | 69.0%-25.8pp |
| Annual return | 11.81% | 10.63%+1.2pp | 20.47%-8.7pp | 169.23%-157.4pp |
| Employer contribution / active EE | $464 | $1,043-55.5% | $2,525-81.6% | $1,963-76.3% |
| Participant deferral / active EE | $2,023 | $1,995+1.4% | $3,458-41.5% | $3,054-33.8% |
| Admin fee / account holder | $128 | $748-82.8% | $4,138-96.9% | $504-74.5% |