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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,892 | $138,076-68.9% | $123,553-65.3% | $135,380-68.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.01% | 153.70%-155.7pp | 119.21%-121.2pp | 519.81%-521.8pp |
| Employer contribution / active EE | $432 | $5,152-91.6% | $4,628-90.7% | $4,779-91.0% |
| Participant deferral / active EE | $4,556 | $6,800-33.0% | $6,426-29.1% | $5,609-18.8% |
| Admin fee / account holder | $620 | $10,917-94.3% | $9,284-93.3% | $10,828-94.3% |