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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,711 | $102,422-62.2% | $147,117-73.7% | $80,959-52.2% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 15.57% | 135.16%-119.6pp | 420.54%-405.0pp | 35.67%-20.1pp |
| Employer contribution / active EE | $797 | $3,717-78.6% | $4,932-83.8% | $2,757-71.1% |
| Participant deferral / active EE | $3,543 | $6,652-46.7% | $8,065-56.1% | $4,300-17.6% |
| Admin fee / account holder | $17,023 | $7,953+114.0% | $12,993+31.0% | $6,925+145.8% |