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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,358 | $162,136-47.4% | $152,301-44.0% | $154,746-44.8% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 17.74% | 91.02%-73.3pp | 80.50%-62.8pp | 172.34%-154.6pp |
| Employer contribution / active EE | $2,137 | $4,890-56.3% | $4,624-53.8% | $4,379-51.2% |
| Participant deferral / active EE | $6,144 | $8,341-26.3% | $8,004-23.2% | $6,730-8.7% |
| Admin fee / account holder | $571 | $15,759-96.4% | $14,398-96.0% | $14,365-96.0% |