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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,764 | $112,131+15.7% | $95,964+35.2% | $158,982-18.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.83% | 171.19%-158.4pp | 91.64%-78.8pp | 302.99%-290.2pp |
| Employer contribution / active EE | $3,090 | $3,199-3.4% | $2,541+21.6% | $4,763-35.1% |
| Participant deferral / active EE | $7,722 | $4,784+61.4% | $4,167+85.3% | $5,983+29.1% |
| Admin fee / account holder | $905 | $10,136-91.1% | $6,797-86.7% | $11,252-92.0% |