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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,642 | $49,177+7.0% | $79,467-33.8% | $64,173-18.0% |
| Participation rate | 94.3% | 65.0%+29.3pp | 73.3%+20.9pp | 69.6%+24.7pp |
| Annual return | -9.42% | -1.16%-8.3pp | 718.30%-727.7pp | 7.63%-17.0pp |
| Employer contribution / active EE | $3,374 | $2,076+62.5% | $2,800+20.5% | $2,381+41.7% |
| Participant deferral / active EE | $4,988 | $2,821+76.8% | $3,704+34.7% | $3,470+43.8% |
| Admin fee / account holder | $882 | $3,839-77.0% | $5,104-82.7% | $4,887-82.0% |