See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,027 | $73,933-77.0% | $96,683-82.4% | $75,163-77.3% |
| Participation rate | 66.7% | 66.4%+0.2pp | 74.3%-7.7pp | 67.2%-0.5pp |
| Annual return | 14.15% | 26.70%-12.5pp | 35.69%-21.5pp | 160.62%-146.5pp |
| Employer contribution / active EE | $3,259 | $2,928+11.3% | $3,737-12.8% | $2,670+22.1% |
| Participant deferral / active EE | $1,944 | $3,659-46.9% | $4,878-60.1% | $4,125-52.9% |
| Admin fee / account holder | $477 | $5,216-90.9% | $6,730-92.9% | $5,651-91.6% |