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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,547 | $85,171-59.4% | $172,752-80.0% | $72,975-52.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.23% | 27.32%-5.1pp | 802.97%-780.7pp | 81.01%-58.8pp |
| Employer contribution / active EE | $3,536 | $3,324+6.4% | $5,144-31.3% | $2,440+44.9% |
| Participant deferral / active EE | $4,173 | $3,260+28.0% | $5,198-19.7% | $3,608+15.7% |
| Admin fee / account holder | $2,832 | $5,880-51.8% | $13,955-79.7% | $5,124-44.7% |