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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,520 | $100,811+1.7% | $86,698+18.3% | $134,545-23.8% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -15.61% | 29.11%-44.7pp | 35.96%-51.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $2,894 | $3,490-17.1% | $2,837+2.0% | $4,742-39.0% |
| Participant deferral / active EE | $6,277 | $5,339+17.6% | $4,656+34.8% | $6,401-1.9% |
| Admin fee / account holder | $863 | $10,926-92.1% | $7,492-88.5% | $11,431-92.5% |