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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,550 | $157,304+78.3% | $141,197+98.7% | $152,909+83.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.74% | 64.34%-42.6pp | 71.41%-49.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $11,222 | $5,263+113.2% | $4,736+136.9% | $4,764+135.6% |
| Participant deferral / active EE | $7,800 | $7,111+9.7% | $6,710+16.2% | $5,851+33.3% |
| Admin fee / account holder | $3,049 | $12,126-74.9% | $10,265-70.3% | $11,601-73.7% |