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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,825 | $78,423-9.7% | $95,964-26.2% | $79,856-11.3% |
| Participation rate | 95.7% | 73.5%+22.2pp | 77.1%+18.6pp | 69.6%+26.0pp |
| Annual return | 13.16% | 19.37%-6.2pp | 91.64%-78.5pp | 31.71%-18.5pp |
| Employer contribution / active EE | $1,925 | $1,945-1.0% | $2,541-24.2% | $2,471-22.1% |
| Participant deferral / active EE | $2,729 | $3,440-20.7% | $4,167-34.5% | $3,741-27.0% |
| Admin fee / account holder | $3,087 | $5,622-45.1% | $6,797-54.6% | $5,306-41.8% |