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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,795 | $162,136+96.6% | $152,301+109.3% | $154,746+106.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 27.26% | 91.02%-63.8pp | 80.50%-53.2pp | 172.34%-145.1pp |
| Employer contribution / active EE | $9,286 | $4,890+89.9% | $4,624+100.8% | $4,379+112.0% |
| Participant deferral / active EE | $11,539 | $8,341+38.3% | $8,004+44.2% | $6,730+71.4% |
| Admin fee / account holder | $17,575 | $15,759+11.5% | $14,398+22.1% | $14,365+22.3% |