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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,795 | $196,972+61.8% | $182,262+74.9% | $198,609+60.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 27.26% | 158.27%-131.0pp | 140.60%-113.3pp | 202.70%-175.4pp |
| Employer contribution / active EE | $9,286 | $5,364+73.1% | $5,046+84.0% | $5,055+83.7% |
| Participant deferral / active EE | $11,539 | $8,643+33.5% | $8,276+39.4% | $6,977+65.4% |
| Admin fee / account holder | $17,575 | $18,429-4.6% | $16,712+5.2% | $19,030-7.6% |