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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,795 | $154,228+106.7% | $145,433+119.2% | $137,256+132.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 27.26% | 74.59%-47.3pp | 66.58%-39.3pp | 220.34%-193.1pp |
| Employer contribution / active EE | $9,286 | $4,804+93.3% | $4,554+103.9% | $4,156+123.4% |
| Participant deferral / active EE | $11,539 | $8,216+40.4% | $7,897+46.1% | $6,407+80.1% |
| Admin fee / account holder | $17,575 | $14,344+22.5% | $13,129+33.9% | $12,270+43.2% |