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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $902,275 | $148,629+507.1% | $135,982+563.5% | $139,487+546.9% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 11.54% | 79.33%-67.8pp | 68.32%-56.8pp | 373.84%-362.3pp |
| Employer contribution / active EE | $12,426 | $5,247+136.8% | $4,859+155.7% | $4,755+161.3% |
| Participant deferral / active EE | $12,026 | $8,102+48.4% | $7,760+55.0% | $6,713+79.2% |
| Admin fee / account holder | $30,859 | $12,406+148.7% | $10,767+186.6% | $11,407+170.5% |