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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,045 | $106,247-60.4% | $96,515-56.4% | $139,466-69.9% |
| Participation rate | 81.8% | 77.8%+4.0pp | 74.3%+7.5pp | 80.3%+1.5pp |
| Annual return | 14.42% | 38.47%-24.0pp | 35.73%-21.3pp | 373.66%-359.2pp |
| Employer contribution / active EE | $1,075 | $4,106-73.8% | $3,740-71.3% | $4,754-77.4% |
| Participant deferral / active EE | $2,116 | $5,456-61.2% | $4,880-56.6% | $6,712-68.5% |
| Admin fee / account holder | $1,993 | $7,885-74.7% | $6,735-70.4% | $11,409-82.5% |