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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,931 | $110,410-54.8% | $102,437-51.3% | $145,897-65.8% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.46% | 24.85%-15.4pp | 24.95%-15.5pp | 552.29%-542.8pp |
| Employer contribution / active EE | $1,187 | $4,217-71.9% | $3,871-69.3% | $4,663-74.5% |
| Participant deferral / active EE | $3,425 | $5,622-39.1% | $5,060-32.3% | $6,689-48.8% |
| Admin fee / account holder | $965 | $9,745-90.1% | $8,388-88.5% | $13,390-92.8% |