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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,374 | $150,447+74.4% | $136,298+92.5% | $147,586+77.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.16% | 1049.15%-1031.0pp | 5156.27%-5138.1pp | 578.59%-560.4pp |
| Employer contribution / active EE | $3,385 | $5,256-35.6% | $4,696-27.9% | $4,876-30.6% |
| Participant deferral / active EE | $5,853 | $6,631-11.7% | $6,247-6.3% | $5,439+7.6% |
| Admin fee / account holder | $5,287 | $10,906-51.5% | $9,244-42.8% | $10,886-51.4% |