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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,396 | $75,962+101.9% | $154,108-0.5% | $64,173+139.0% |
| Participation rate | 96.3% | 70.4%+25.9pp | 83.0%+13.3pp | 69.6%+26.7pp |
| Annual return | 6.67% | 30.32%-23.6pp | 735.21%-728.5pp | 7.63%-1.0pp |
| Employer contribution / active EE | $6,531 | $3,350+95.0% | $5,298+23.3% | $2,381+174.3% |
| Participant deferral / active EE | $3,471 | $3,175+9.3% | $5,081-31.7% | $3,470+0.1% |
| Admin fee / account holder | $689 | $5,589-87.7% | $13,411-94.9% | $4,887-85.9% |