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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,292 | $172,111-34.2% | $150,298-24.6% | $137,256-17.5% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 10.79% | 69.37%-58.6pp | 62.79%-52.0pp | 220.34%-209.6pp |
| Employer contribution / active EE | $16,331 | $4,636+252.2% | $4,154+293.1% | $4,156+292.9% |
| Participant deferral / active EE | $6,936 | $6,166+12.5% | $5,453+27.2% | $6,407+8.3% |
| Admin fee / account holder | $114,720 | $16,471+596.5% | $14,116+712.7% | $12,270+835.0% |