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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,068 | $176,794+114.4% | $146,647+158.5% | $167,553+126.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 5.47% | 24.04%-18.6pp | 22.75%-17.3pp | 478.89%-473.4pp |
| Employer contribution / active EE | $14,698 | $5,161+184.8% | $4,137+255.3% | $4,840+203.7% |
| Participant deferral / active EE | $8,891 | $6,440+38.0% | $5,506+61.5% | $6,343+40.2% |
| Admin fee / account holder | $75 | $13,262-99.4% | $10,281-99.3% | $12,316-99.4% |