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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $775,112 | $108,897+611.8% | $100,378+672.2% | $145,877+431.3% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 11.68% | 58.17%-46.5pp | 49.41%-37.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $15,604 | $4,420+253.0% | $3,942+295.8% | $4,663+234.6% |
| Participant deferral / active EE | $8,590 | $8,455+1.6% | $8,087+6.2% | $6,691+28.4% |
| Admin fee / account holder | $19,999 | $9,690+106.4% | $7,899+153.2% | $13,402+49.2% |