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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $775,112 | $108,912+611.7% | $100,383+672.2% | $145,959+431.0% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 11.68% | 57.96%-46.3pp | 49.26%-37.6pp | 561.95%-550.3pp |
| Employer contribution / active EE | $15,604 | $4,423+252.8% | $3,944+295.7% | $4,661+234.8% |
| Participant deferral / active EE | $8,590 | $8,451+1.6% | $8,086+6.2% | $6,689+28.4% |
| Admin fee / account holder | $19,999 | $9,690+106.4% | $7,900+153.2% | $13,398+49.3% |