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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $775,112 | $108,942+611.5% | $100,415+671.9% | $145,897+431.3% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.9pp | 80.3%-13.6pp |
| Annual return | 11.68% | 58.27%-46.6pp | 49.47%-37.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $15,604 | $4,422+252.9% | $3,943+295.7% | $4,663+234.7% |
| Participant deferral / active EE | $8,590 | $8,461+1.5% | $8,091+6.2% | $6,689+28.4% |
| Admin fee / account holder | $19,999 | $9,702+106.1% | $7,906+153.0% | $13,390+49.4% |