Retirement plan

BROOK & WHITTLE LIMITED SECTION 401(K) PROFIT SHARING PLAN

Name: BROOK & WHITTLE LIMITED - BROOK & WHITTLE LIMITED SECTION 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: BROOK & WHITTLE LIMITED
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BROOK & WHITTLE LIMITED SECTION 401(K) PROFIT SHARING PLAN, BROOK & WHITTLE LIMITED

BROOK & WHITTLE LIMITEDEIN 06-1452909Plan #001PY 2025

20 CARTER DRIVE - GUILFORD, CT 06437203-483-5602brookandwhittle.comLinkedIn1001-5000 employeesprinting

Prospect flagsLow returnsLow assets / participantLow employer contributionLow participant contributionFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$102.1M

+11.1% from 2024

Total participants

2,046

-2.0% from 2024

Average account balance

$52,850

+12.7% from 2024

Annual return

13.16%

-35.85 pp from 2024

Benchmarks

See 127 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort127 peers

Snapshot2025

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Analytics

Total assets (EOY)

Plan-year ending balance

$102.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,932

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$267

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 7 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY2 years Service code 13 · EIN 42-0127290	Contract Administrator	$370,785
ABG PORTFOLIO STRATEGIES, INC.2 years Filed as: ALERA INVESTMENT ADVISORY LLC Service code 27	Advisory (Plan)	$184,562
ORENDA RETIREMENT, LLC2 years Filed as: ORENDA RETIREMENT LLC Service code 13 · EIN 36-4877979	Contract Administrator	$84,977
PFK O'CONNOR DAVIES, LLP1 year Filed as: PFK O'CONNOR DAVIES Service code 10 · EIN 27-1828945	Accounting	$44,750
ORENDA RETIREMENT, LLC1 year Service code 10	Accounting	$29,185
UHY LLP1 year Service code 10 · EIN 20-0694403	Accounting	$15,450
ABG PORTFOLIO STRATEGIES, INC.2 years Filed as: ALERA INVESTMENT ADVISORS LLC Service code 27 · EIN 82-1301701	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2A2E2J2K2F2G3D3H2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

6 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$516K

$287 / participant

Contract admin$456K88.3%
Other / not subdivided$60K11.7%

% of EOY assets

0.505%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: UHY LLP
Auditor EIN: 200694403
Audit fees: $60,200
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,850

$123,077-57.1%

$116,228-54.5%

$102,872-48.6%

Participation rate

93.7%

87.0%+6.6pp

74.6%+19.1pp

73.0%+20.6pp

Annual return

13.16%

15.84%-2.7pp

90.06%-76.9pp

19.06%-5.9pp

Employer contribution / active EE

$1,063

$4,380-75.7%

$2,994-64.5%

$3,526-69.9%

Participant deferral / active EE

$3,596

$6,746-46.7%

$4,953-27.4%

$5,535-35.0%

Admin fee / account holder

$267

$115+131.4%

$11,989-97.8%

$292-8.6%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY2 years

Service code 13 · EIN 42-0127290

Contract Administrator

$370,785

ABG PORTFOLIO STRATEGIES, INC.2 years

Filed as: ALERA INVESTMENT ADVISORY LLC

Service code 27

Advisory (Plan)

$184,562

ORENDA RETIREMENT, LLC2 years

Filed as: ORENDA RETIREMENT LLC

Service code 13 · EIN 36-4877979

Contract Administrator

$84,977

PFK O'CONNOR DAVIES, LLP1 year

Filed as: PFK O'CONNOR DAVIES

Service code 10 · EIN 27-1828945

Accounting

$44,750

ORENDA RETIREMENT, LLC1 year

Service code 10

Accounting

$29,185

UHY LLP1 year

Service code 10 · EIN 20-0694403

Accounting

$15,450

ABG PORTFOLIO STRATEGIES, INC.2 years

Filed as: ALERA INVESTMENT ADVISORS LLC

Service code 27 · EIN 82-1301701

Advisory (Plan)

BROOK & WHITTLE LIMITED SECTION 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BROOK & WHITTLE LIMITED SECTION 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion