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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $6,390 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,634 | $86,341-86.5% | $125,192-90.7% | $65,185-82.2% |
| Participation rate | 88.2% | 75.3%+12.9pp | 79.8%+8.5pp | 70.2%+18.0pp |
| Annual return | 27.85% | 27.44%+0.4pp | 43.79%-15.9pp | 29.38%-1.5pp |
| Employer contribution / active EE | $916 | $2,040-55.1% | $3,866-76.3% | $2,177-57.9% |
| Participant deferral / active EE | $2,755 | $3,538-22.1% | $4,937-44.2% | $3,514-21.6% |
| Admin fee / account holder | $45 | $609-92.7% | $9,704-99.5% | $847-94.7% |