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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,653 | $107,363-90.1% | $92,909-88.5% | $152,897-93.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.36% | 145.63%-125.3pp | 109.44%-89.1pp | 345.43%-325.1pp |
| Employer contribution / active EE | $1,828 | $4,222-56.7% | $3,653-50.0% | $4,764-61.6% |
| Participant deferral / active EE | $2,105 | $4,848-56.6% | $4,238-50.3% | $5,851-64.0% |
| Admin fee / account holder | $1,497 | $7,082-78.9% | $5,795-74.2% | $11,599-87.1% |