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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,263 | $150,447+60.4% | $136,298+77.0% | $147,586+63.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.81% | 1049.15%-1032.3pp | 5156.27%-5139.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $8,595 | $5,256+63.5% | $4,696+83.0% | $4,876+76.3% |
| Participant deferral / active EE | $13,148 | $6,631+98.3% | $6,247+110.5% | $5,439+141.7% |
| Admin fee / account holder | $5,128 | $10,906-53.0% | $9,244-44.5% | $10,886-52.9% |