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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,828 | $157,296-81.0% | $141,191-78.9% | $152,897-80.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.36% | 64.34%-43.0pp | 71.41%-50.0pp | 345.43%-324.1pp |
| Employer contribution / active EE | $2,291 | $5,262-56.5% | $4,736-51.6% | $4,764-51.9% |
| Participant deferral / active EE | $3,862 | $7,111-45.7% | $6,710-42.4% | $5,851-34.0% |
| Admin fee / account holder | $860 | $12,125-92.9% | $10,264-91.6% | $11,599-92.6% |